Frequently Asked Questions

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About Monte Sereno and Relocating to Volcán, Panama 

Monte Sereno

Buying Process & Legal Considerations 

1. Is the land fully titled, and what does that mean for me as a foreign buyer?

Yes, all the lots in Monte Sereno are fully titled, meaning you will have clear ownership rights to the property. This is important because it ensures that the property is legally recognized by the government and can be easily transferred without issues.

2. Do I need to be a resident of Panama to buy land?

No, you do not need to be a resident of Panama to buy land. Foreigners can purchase property in Panama without any restrictions on ownership.What are the total costs involved in purchasing a lot (legal fees, taxes, closing costs, etc.)?

The costs of purchasing land in Panama typically include:

Legal fees (1% of the purchase price)

Notary fees (around $50-$100)

3. What payment options are available? Can I finance the purchase?

Typically, a buyer makes a 10% downpayment at the time of signing the promise agreement and the remaining balance at closing. 

4. Can I buy the property in my personal name, or should I set up a Panamanian corporation or foundation?

You can buy the property in your personal name, corporation or foundation. Many expats choose to purchase land through a Panamanian foundation for asset protection, tax reasons, or to simplify the transfer of the property in the future.  

5. How does the Investor Visa work if I buy property here?

The Investor Visa allows foreigners to obtain permanent residency by making a qualifying investment, including purchasing real estate in Panama. The minimum investment is $200,000 in property, which must be in a single property or in real estate development. This visa provides a pathway to Panamanian residency for those who invest in the country.

Infrastructure & Utilities

6. Does the lot come with access to water and electricity or do I need to set that up myself?

All the lots at Monte Sereno have access to basic utilities, including water and electricity. 

7. What internet options are available? Are there high-speed providers?

There are satellite internet providers available in the area (like Starlink), as well as mobile internet services, which can offer high-speed connections. 

8. Is the water safe to drink? Where does it come from?

The water in Volcan comes from mountain springs and is safe for drinking, although many expats choose to use water filtration systems for added peace of mind. The water from the lots at Monte Sereno comes from a well.

9. Is off-grid living an option, or do I have to connect to municipal utilities?

Off-grid living is a viable option in Monte Sereno, as the community encourages self-sufficiency. You can choose to install solar panels, rainwater collection systems, and other sustainable practices.

10. What are the average costs for utilities in this area?

Utilities in Volcan are relatively affordable, with electricity typically costing $30–$50/month depending on usage. High speed internet is around $50/month, depending on the provider and speed.

Building Process & Timeline

11. Are there approved builders I have to work with, or can I hire my own contractor?

At Monte Sereno, we offer a list of approved and vetted builders who are highly recommended for constructing your home to ensure the highest quality standards. While you are welcome to hire your own contractor, we strongly recommend working with one of our approved builders to ensure a smoother and more efficient construction process.

12. How long does it typically take to get permits and build a home?

Obtaining building permits usually takes 1–3 months, depending on the complexity of your project and the efficiency of the local authorities. The time it takes to build a home can vary but usually takes 7 months to 1 year for a typical home. 

13. Can I build using eco-friendly materials like bamboo, wood, stone or adobe?

Yes, eco-friendly building materials are strongly encouraged within the Monte Sereno community. However, it's important to consider that there are several factors to take into account when using natural materials, such as their availability and suitability for your specific project. 

14. What is the estimated cost per square meter to build a home in this area?

The cost to build a home can vary depending on the materials and contractor you choose, but on average, you can expect to pay around $800 - $1,000 per square meter.About Relocating to Volcán, Panama

Relocating to Volcan, Panama

1. Why is Volcán the best place to live in Panama?

Volcán offers the perfect balance of nature, affordability, and community. Unlike coastal areas with intense heat and humidity, Volcán has a cool, spring-like climate year-round. It’s less crowded than Boquete, yet still provides access to modern conveniences.

Expats here enjoy a safe, welcoming environment, lower living costs, and an opportunity to embrace a healthier, more sustainable lifestyle. With rich volcanic soil for growing food, strong expat and local communities, and breathtaking natural beauty, Volcán is the ideal destination for families seeking a fresh start abroad.

2. What is the cost of living in Volcán?

Volcán offers one of the most affordable lifestyles in Panama. A family can comfortably live on $1,500–$3,000 per month, depending on lifestyle choices. Fresh produce, local markets, and low utility costs help keep expenses manageable while still enjoying a high quality of life.

3. Is Volcán safe for families?

Yes! Volcán is known for its low crime rates and strong sense of community. Families enjoy a relaxed, small-town environment where children can play freely, and neighbors look out for each other.

4. What is healthcare like in Volcán?

Volcán has a local hospital that handles minor medical issues, along with pharmacies and private clinics. For more advanced care, David (1 hour away) offers high-quality private hospitals, including Hospital Chiriquí and Mae Lewis Hospital, with services at a fraction of US prices.

Education & Family Life

5. What are the schooling options for children in Volcán?

Families in Volcán have several education options, including:

✅ Private Schools in Volcán

Tierras Altas Academy – An English-speaking private school with a focus on nature-based learning and small class sizes, perfect for families seeking a personalized education.

Instituto Bilingüe Paulletino – A bilingual school offering standard academic programs. It is an option for families looking for a local private school.

✅ Large Expat Homeschooling Community

Many expat families choose homeschooling, creating a supportive community with group learning activities, meetups, and shared resources.

✅ Private Schools in David (1 Hour Away)

For families seeking a structured bilingual education, David has top-tier private schools, including:

The Oxford School

International Academy of Panama (ISP David Campus)

Colegio San Agustín

✅ Public Schools

Follows the Panama national education system, which provides free education to residents. These schools are Spanish-speaking and cater primarily to local students.

6. What activities are available for kids in Volcan?

Volcan is a paradise for active families, with a variety of outdoor and recreational activities, including:

*Paddle and Pickleball groups

*Soccer, basketball, and martial arts (karate, taekwondo)

Dance classes

*Nature-based activities like hiking, horseback riding, and exploring waterfalls

*An expat-run sewing center offering classes in English

*With so many opportunities for kids to be active and engaged, Volcan provides an ideal setting for a healthy and adventurous childhood.

Permaculture & Sustainable Living in Monte Sereno

7. What makes Monte Sereno different from other communities?

Monte Sereno is a permaculture-based ecological community where families can live in harmony with nature. Designed for self-sufficiency and sustainability, our residents enjoy:

*An organic farm inside the community

*Fruit trees planted on every lot

*Eco-friendly building practices

*Hiking trails in the nearby Baru National Park

*A strong, like-minded community focused on health, wellness, and sustainability

8. Can I grow my own food in Monte Sereno?

Yes! The rich volcanic soil and perfect climate allow for year-round food production, making it easy to grow fresh fruits, vegetables, and herbs. Whether you’re experienced or new to gardening, Monte Sereno provides community support and permaculture education to help you succeed.

Relocation & Residency

9. How can I get residency in Panama?

Panama offers several easy residency options for expats, including:

*Friendly Nations Visa – A great choice for North Americans and Europeans looking for a quick path to permanent residency.

*Pensionado Visa – Designed for retirees, offering major discounts on healthcare, travel, and daily expenses.

*Self-Sufficiency Visa – Perfect for those investing in sustainable living and agriculture.

*Investor Visa – For those investing in Panama’s economy, including real estate, this visa provides a direct path to residency.

Our team can guide you through the process to ensure a smooth and stress-free relocation.

10. How do I purchase land in Monte Sereno?

Buying land in Monte Sereno is safe and straightforward. We provide:

✅ Full title ownership (no leaseholds or hidden fees)

✅ Legal guidance for expats

Monte Sereno is the ideal place to build your dream home in a safe, sustainable, and thriving expat community.

Start Your New Life in Monte Sereno!

If you're looking for a fresh start in paradise, Monte Sereno is the best choice for families seeking a healthy, sustainable, and affordable life abroad.

👉 Ready to learn more? Contact us today!